Mind the interest rate gap Over the past twelve months or so, a significant interest rate gap has opened up between different types of loans. This has been driven by regulatory changes to reduce investment and interest only loans. Banks and lenders responded by increasing rates on investment loans and interest only loans. Increases have been […]
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Interest rates rising?
Are interest rates starting an upward journey? The past month has seen a spate of what the industry calls ‘out of cycle rate rises’. This means banks and lenders increasing interest rates without an upward movement in the cash rate from the RBA. This shouldn’t surprise us. Banks and lenders freed themselves from the shackles […]
Top three borrower questions
Three questions every borrower asks (and needs answered) In my experience working with many, many clients, writing hundreds of loans over more than 15 years there are three burning questions that every home loan borrower asks; Will you lend me the money? How long will it take? What will it cost per week, fortnight or […]
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