Buying a property-what happens when Buying a property whether a home or investment property is a complicated process. Not only do you have to find a property, which is a task in itself, particularly in a hot market, there’s finance to organise, a legal representative to appoint, a building inspection to arrange among other tasks. […]
Pre sale mortgage advice
Know what you can afford to buy before you sell your home Before you get too excited about selling your home and buying again, take time for some pre sale planning. Getting this part right will save you a lot of time, inconvenience, disappointment and money. You’re about to sell your biggest asset and replace […]
Lending conditions change
Lending conditions change continuously-what it means to you Our largest lender the Commonwealth Bank (CBA) recently announced a number of changes to it’s lending policy. At face value this implies a tightening of who, how and when the bank will lend money. Looking deeper we see the bank simply responding to changing lending conditions. Lending policies are […]
Mind the interest rate gap
Mind the interest rate gap Over the past twelve months or so, a significant interest rate gap has opened up between different types of loans. This has been driven by regulatory changes to reduce investment and interest only loans. Banks and lenders responded by increasing rates on investment loans and interest only loans. Increases have been […]
Save $50000 interest on your home loan
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