Three questions every borrower asks (and needs answered) In my experience working with many, many clients, writing hundreds of loans over more than 15 years there are three burning questions that every home loan borrower asks; Will you lend me the money? How long will it take? What will it cost per week, fortnight or […]
Borrowing capacity challenges
Borrowing capacities have decreased Do you have an existing home and/or investment loan and are considering buying further property? You will find your borrowing capacity has decreased. The effect is amplified the greater your existing lending and if you have a high proportion of interest only loans. Why is this happening? Banks and lenders have been […]
Unconditional contracts
The risks of signing unconditional contracts for property purchases In a tight property market the temptation to sign an unconditional contract to buy your dream home can seem necessary. A shortage of properties on offer and a tribe of buyers, can make this seem like your only option. If you need a home loan to […]
Which home loan should I have?
Guarantor Home Loan
Guarantor offering cash rather than property to guarantee a home loan A typical scenario is a first (or subsequent) home buyer wanting to buy a home. They have enough cash saved to pay the purchase costs such as stamp duty, but not the deposit. A close family member, often a parent is willing to go guarantor by offering a property […]
- « Previous Page
- 1
- 2
- 3
- 4
- 5
- …
- 7
- Next Page »