In todays complicated home loan lending world there are six keys to your home loan interest rate . They are; Whether the purpose of the loan is for owner occupier or investment property. With most lenders, borrowers with an investment loan will pay a higher rate that an owner occupier loan. The size of the loan, or […]
Begin with the end in mind
If you have read Stephen Covey’s famous book, The Seven Habits of Highly Effective People you will be aware that Habit #2 is “Begin with the end in mind“. This habit can be directly applied to the humble home loan. In this context, the “end” is the repayment of the loan. There are two main ways repayment […]
Mortgage Brokers help borrowers
Six ways Mortgage Brokers help borrowers. As a potential borrower you have many choices as to how you obtain your next home loan or investment property loan. If you haven’t used a mortgage broker such as myself before, here are six key ways a Mortgage Brokers help borrowers. Lender policy niches- This is a hugely […]
Home Loan Approval Tips
Home Loan Approval Tips. Applying for a home loan is a big step, and it’s not always straightforward. Being prepared is one of the key aspects of applying for a home or investment property loan. Having accurate up to date information helps the approval process run smoothly. Banks and lenders require detailed information from you to […]
Family Pledge Home Loan
Wanted to talk about Family Pledge loans today as I am in the middle of helping some first home buyers purchase their first home via this method.. In todays world, young people often find it difficult to save up a deposit for their first home. Pressures of renting, daily living costs etc take precedent over saving. […]