How easy (or not) is it to pick the lowest cost home loan? Before I start on this little excercise, I have to say that picking the lowest cost home loan is not always in your best interests. Often times the way you set up a loan and how you work it have more benefits […]
16 minutes a day could save you $76,334
How to avoid this $44,515 refinance mistake
Mind the interest rate gap
Mind the interest rate gap Over the past twelve months or so, a significant interest rate gap has opened up between different types of loans. This has been driven by regulatory changes to reduce investment and interest only loans. Banks and lenders responded by increasing rates on investment loans and interest only loans. Increases have been […]
Interest rates rising?
Are interest rates starting an upward journey? The past month has seen a spate of what the industry calls ‘out of cycle rate rises’. This means banks and lenders increasing interest rates without an upward movement in the cash rate from the RBA. This shouldn’t surprise us. Banks and lenders freed themselves from the shackles […]
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