Home and Contents Insurance Are you covered? As a property owner you will no doubt have the above insurance in place. Plus, if you have a loan on your property, building insurance is mandatory. But, do you have enough cover to fully replace your home and contents in case of fire or other disaster that […]
Selling and buying a home
Selling and buying- things to consider A common scenario encountered is people selling their current home and buying another. Three main reasons are ; Buy a home more suited to current needs. Could be a bigger home as the family is growing, or downsizing Buy a better quality home Move to a better location Often it’s all […]
Refinance trap
Avoid this refinance trap One of the main reasons we refinance our home loan is to reduce the amount of interest we pay to the bank. The normal process is to calculate the interest we currently pay and compare it with the new loan. Allow for the costs of refinancing, calculate the difference and see if it’s worth […]
All Year Christmas Cheer
With Christmas just over a week away and the end of another year rapidly approaching it’s a good time to reflect on our place in the world and how we interact with others. Christmas can be over shadowed by the commercial aspect of buying and giving presents, having parties etc. Whilst this is all good fun, it can […]
Avoid the Xmas Blow Out
With Christmas rapidly approaching, the pressures on our spending can increase dramatically. There are Christmas parties to attend, presents to buy and hopefully a holiday as well. It’s a great time of year, but can also be a very costly. So how do you avoid the Xmas blow out and the prospect of starting the 2016 […]