2019- The year ahead and what to expect. 2018 was this a watershed year where the whole lending landscape changed, or another blip along the way? The Royal Commission( RC) into misconduct in the finance industry was the highlight of the year. It lifted the lid on some rather unsavoury practices with some of our […]
Give yourself a pay rise
How much can you afford?
How much you can borrow is not the question, how much can you afford to pay is the key. The internet is littered with calculators that give you some ridiculous amount that you can borrow. Most calculators take into account a few basic numbers and spit out a result that makes the eyes water. They […]
Can you pick the lowest cost home loan?
Lending conditions change
Lending conditions change continuously-what it means to you Our largest lender the Commonwealth Bank (CBA) recently announced a number of changes to it’s lending policy. At face value this implies a tightening of who, how and when the bank will lend money. Looking deeper we see the bank simply responding to changing lending conditions. Lending policies are […]
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