An Offset Account can be a very useful tool to help you pay off your loan faster and reduce the amount of interest you pay on your home loan. This short video will demonstrate the benefits of an Offset Account and how to make it work for you. You will see the benefits of saving your […]
Family Pledge Home Loan
Wanted to talk about Family Pledge loans today as I am in the middle of helping some first home buyers purchase their first home via this method.. In todays world, young people often find it difficult to save up a deposit for their first home. Pressures of renting, daily living costs etc take precedent over saving. […]
Buy an Investment Property
One consequence of the current APRA crackdown on investment property loans is that some lenders have reduced the amount they will lend on investment properties to 80% of the property value. Is this an issue? My short answer would be no, it doesn’t make much difference. The reason I say this is that most people […]
Home Loan numbers
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