Saving money on your home loan is easier than begging your boss for a pay rise. When was the last time you asked your boss for a pay rise? Did you even dare to do so? Was the answer yes, no, or even worse ‘let me think about it and I’ll get back to you’….never. […]
Refinance trap
Avoid this refinance trap One of the main reasons we refinance our home loan is to reduce the amount of interest we pay to the bank. The normal process is to calculate the interest we currently pay and compare it with the new loan. Allow for the costs of refinancing, calculate the difference and see if it’s worth […]